commented on Would Someone Please Explain to Paul Ryan How This "Insurance" Stuff Works?
@1 Weak analogy. Casino games of chance follow very defined rules of probability, and the payouts are skewed to reflect that. It is impossible for a casino *not* to make money, unless it's extremely badly managed and/or being skimmed.
Insurance actuaries make more or less highly educated guesses on risk. Some are better than others, and it also depends on how available and reliable the data they use so make an assessment. They can make very bad guesses or a sequence of events can occur, such as several years in a row of hurricanes, or an earthquake in a previously unknown fault line. Then the insurance company goes out of business and defaults on the claims.
The quote is from a captive service company, which can be oversimplified to a group of individuals forming their own insurance company. The group pays into a pool, then if there is a claim, then that individual draws from the pool.
commented on Adventures in Microdosing
It's certainly not for everyone. Still though, it sure seems like those tabs she obtained were *very* high quality and potent. Even at the "micro" doses of acid water she was ingesting sounded more like macro to me.
commented on Grateful Deed: Jerry Garcia Guitar Being Auctioned Off to Benefit Southern Poverty Law Center
I thought Wandering Stars had done too many acid trips when I tried to place the timeframe around Edie Brickell. Then after a quick Wikipedia lookup that showed her as breaking out in 1988, apparently I'm the one who took too much blotter...
One show I was waltzing through the gate and a guard grabbed me. I wasn't holding anything, but I had eaten mushrooms with my high school bestie Alex in the lot with his college older brother. I was on the edge of feeling the effects and thought I was going to have a heart attack. The guard reached into my German Army cargo shorts pocket, and pulled out... my retainer case. Which was empty since I was wearing my retainers, having just had my braces taken off a few days prior. I pointed to the wires keeping my smile intact, he rolled his eyes, handed my case back, and sent me into the maw of the stadium.