Hey Ladies, you better be prepared, because you know, accidents will happen:

A group backed by Right to Life of Michigan has been approved to circulate petitions seeking a new state law prohibiting health insurance companies from covering elective abortion procedures.

The ballot committee No Taxes for Abortion Insurance wants to require women to purchase optional riders to cover abortion, even in cases of rape or incest.

... Asked by a reporter how women could be expected to purchase abortion insurance in preparation of being raped, [Right to Life Michigan president Barbara] Listing responded: "Nobody plans to have an accident in a car accident, nobody plans to have their homes flooded. You have to buy extra insurance for those two."

Of course, nobody plans to to get cancer either (and most states require auto insurance), but why let logic get in the way of public health policy?

So yeah, if you're a teenage girl who gets pregnant after being raped by her uncle, and you didn't buy that rape and incest rider on your health insurance, well, that's what you get for not planning ahead.