Market Watch:

SAN FRANCISCO (MarketWatch)—Almost half of U.S. retirees die with savings of $10,000 or less, but that grim finding doesn’t fully describe the variability and uncertainty that characterize retirement in America, according to a recent study.
How pathetic it is to die with ten grand in the bank. You should die with $100,000 or more (much more even) in debt. The greater debt you take to the grave, the better. Your grave will glow with the money owed. People will forget the pennies you left in the bank; no one will forget the big debt you left with the living. You came in the world with nothing, you left it with less than nothing.