I’m posting this because a) I know a lot of people with student loans (especially now that many people are going back to school after being laid off) and b) because the cartoon monster is cute. Income-Based Repayment took effect yesterday, July 1st.

Megan Seling is The Stranger's managing editor. She mostly writes about hockey, snacks, and music. And sometimes her dog, Johnny Waffles.

11 replies on “Good News If You Have Student Loan Debt (Or Like Cartoon Monsters)”

  1. Would have been nice if they had this 15 years ago when the only job I could find paid $6.50 an hour and they wanted payments of $350 a month. I didn’t qualify for income-based forbearance, I was taking care of a sick parent, and I was trying to survive on about $1000 a month. Yeah, I defaulted, and I’m still paying as a result.

    Oh, and because I consolidated way back then, I’m locked into a 9% interest rate.

  2. I make $48,000 a year, which is too much for this to benefit me if I filed separately from my wife. We figured it out the other night and I’d save something like $800 over the course of the loan. Oh well, I’m sure it will help out a lot of others, though.

  3. The scary thing? This happened under Dubya. Yup, he signed this one into law. I suddenly have conflicted emotions…oh wait, no I don’t. Still dislike him.

  4. Great idea, but wouldn’t it make just as much – if not MORE sense – to reduce tuition rates, so students didn’t have to BORROW so much in the first place?

  5. This is wonderful news for many! But, anyone who graduated law school (or any other grad type) before 2006 has a TON of private loans that don’t qualify at all. =(
    So the incentives for public interest or government careers work for newbies… but I’ll be paying it off until I’m 60+ because I choose to work for the state… and my minimum monthly payment is over a grand for the next decade….

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